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Lloyds UK Insurance: Car Insurance / House Insurance
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What you most likely want is an affordable insurance policy, such as those from Lloyds, where you'll find that the House Insurance or Car Insurance - or whatever other type of insurance you need - covers all of the basics, and also provides the option for you to cover additional events, etc. It's true that this may turn out not to be the very cheapest insurance policy, but neither will Lloyds insurance be the most expensive either. Instead, it will give you plenty of insurance cover at a price you can feel comfortable with, and the confidence of knowing that in the event of an accident or catastrophe you'll be properly covered.
For other UK insurance shopping, AA Breakdown Service also offers an excellent range of insurance products, with very favourable insurance costs.
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Lloyds Car Insurance ~ Save on UK Car Insurance with Lloyds UK